Consumer Education

Suggested Topics:

 
  • The Role of the Bank/ Financial Institution
  • Rights and Obligations of the Bank/ Financial Institution
  • Mechanics and Contractual obligations of a home loan
  • Repossession
  • Causes of financial hardship
  • Indebtedness and Debt solutions
  • Insurance and Assurances
  • Fixed versus variable interest rates
  • First time homeowners
  • NCA – debt councillors
  • The rights and obligations of the homeowner
  • Expenses you will incur as a homeowner
  • How to use my home to generate income/wealth
  • Home Maintenance
  • Costs and Budgeting
  • Sales in execution
  • Market value
  • The benefits of selling your home privately rather than at a sale in execution
  • Political agendas
  • Role of estate agents and mortgage originators
  • Registered agents with the EAAB
  • Dealing with the Estate Agent and Mortgage Originator
  • Subsidy programmes
  • Housing Schemes
  • HIV-AIDS and other Diseases
  • Health, Safety and Security
  • Managing a Loan
  • Wealth generation through assets
  • Starting a new Business
  • Business Plans
  • Business Loans
  • Raising Funds
  • Consumer Rights and Responsibilities
  • Customer Service
  • Sectional Title
  • Law of Contracts
  • Legislation
  • Time Management
  • People Management
  • Communications
  • Presentation Skills
  • About the advantages/disadvantages of home ownership
  • How to apply for a home loan
  • How interest works
  • About managing your money
  • What the costs of having a home loan are and owning your own home
  • About the property ownership options
  • About buying an existing property versus building
  • The roles, rights and responsibilities of the parties involved in a property transaction
  • How to turn your house into a home
  • About paperwork and maintaining records
  • About insurance and assurance

 

Materials, Costs and Dates:

One of CPMD’s core competencies is to design programmes to meet individual organisational needs.
Material, costs and dates would thereby be determined on request and dependant on the number of delegates, the extent of the programme, refreshments/meals, and where the programme is to be hosted.
Where possible, material can be aligned to NQF unit Standards and Certificates.

 

Please contact us for a consultation and/or quote for any of our corporate offerings.
(Request info. Form)